Our Team


RICHARD E. LLOYD, JR.

President, Certified Public Accountant

 

Rick has over 35 years of experience working in the accounting, tax, audit and money management fields.  He has a BS Degree in Accounting and a Masters Degree in Finance, both from the University of Illinois.  In 1980, Rick joined together with Phil Schouten to help form the firm that would ultimately become R. Lloyd & Company.

 

Throughout his career, Rick has been a School District 135 board member, President of the Orland Park Kiwanis Club, President of the South Suburban Estate Planning Council, and a member of the St. Julie Billiart Catholic Church finance committee.  He and his wife, Marie, have three grown children, five grandchildren and live in Orland Park.



RICHARD E. LLOYD III

Certified Public Accountant

 

Ricky joined our team in June 2008 to work in both the accounting and wealth management areas of our business. Prior to joining R. Lloyd & Company, Ricky worked as an Investment Associate with Chicago based private equity firm Chicago Growth Partners as well as an Analyst in the Investment Banking Division of Lehman Brothers. Ricky holds a BA in Economics from the University of Chicago, a MS in Accountancy from the University of Illinois and is a CPA.

 

Ricky serves as a board member for the Twin Hearts Autism Foundation, and served previously as a board member and Treasurer for St. Gregory’s Episcopal School in Chicago. He currently lives in Orland Park with his wife Monica and children, Anne, Megan and James.



SCOTT CRUZ

Certified Public Accountant

 

Scott was part of R. Lloyd & Company’s staff from 1990 to 2005 and has rejoined our team as of December 2011. He has over 25 years of experience working in the accounting, tax and audit fields. He received his BS degree in Accountancy from Northern Illinois University in December 1986. He also received a Chartered Financial Consultant (ChFC) designation from the American College in 1996.

 

Scott has served as both Treasurer and Finance Committee Chair at Salem Baptist Church and Treasurer of Lockport Boys Baseball. Scott, his wife Cathy, and their four boys live in Homer Glen.



PAUL VALENTE

Certified Public Accountant 

 

Prior to joining the R. Lloyd & Company team in September 2011, Paul spent five years in public accounting and for 22 years was the controller of a local construction company. In 1984 he earned his BS degree in accounting from Bob Jones University and subsequently his CPA.

 

Paul resides in Lemont with his wife, Mary.



MARY COFRAN

Accounting Analyst

 

Mary joined our staff in June 2008, after graduating from the University of Illinois Urbana-Champaign in May 2008, to work in the accounting and wealth management areas of our business. She focuses primarily on payroll services, write-up work, marketing and compliance. 

 

Mary lives in Orland Park with her husband, Joe, and their two children, Abigail and Benjamin.



KIM GLOWACKI

Accounting Manager

 

Kim joined our staff in November 1998. She has over fifteen years of experience supervising office staff and operations to prepare payrolls, payroll tax filings, write-up work, corporate tax returns and person tax returns. Kim is also proficient in software applications such as Quickbooks, Peachtree and Creative Solutions.



DEBORAH GORNIAK

Accounting Manager

 

Prior to joining the R. Lloyd & Company team in December 2011, Debbie worked for 13 years with Hagan Adler & Associates. She has worked in many different aspects of accounting, including banking, corporate and public accounting. She has experience with office management, payroll, write-up and much more. She is experienced in Creative Solutions, Quickbooks, and Lecerte tax software.

 

Debbie and her husband, Ron, have lived in Orland Hills since 1992. They have two adult children and a few grandchildren. Debbie is a Stephen Minister and loves singing in the church choir. Her other hobbies are knitting, crocheting and scrapbooking.



LAURA IPEMA

Administrative Assistant

 

Laura started at R. Lloyd & Company in September of 2013. Her primary role is accounting assistance, payrolls, and administrative assistance. She enjoys greeting clients both in person and over the phone.

 

Laura has been married to her husband, David, for 33 years and lives in Homer Glen. They have four children and one beautiful granddaughter. She loves to cook for family and friends.



SUSAN DUST

Accounting Assistant

 

Prior to joining R. Lloyd & Company in 2014, she worked for R.J. Jakes & Associates for 6 years. She obtained a BS Degree in Accounting from Purdue University Calumet in 1998. Since then she has worked in many different aspects in the Account field including tax preparation and payroll.

 

Susan has been married to her husband Jim for the past 25 years and has lived in Orland Park for the past 17 years. They have one daughter, Amy, who attends Northern Illinois University. Her hobbies include sewing and gardening, and playing with their dog, Holly.